Medicare Advantage Plans In Minnesota For 2019

Health care costs can end up being quite crippling, even if you do have an Original Medicare and Medicare Advantage plan. There is only so much that Part A and B, which make up the Original Medicare, can cover. They often take care of the most basic of medical costs leaving you to deal with a significant amount of out-of-pocket expenses. That is where Medicare Advantage (MA) plans come in and fill in the gaps left by the Original Medicare. This guide can help you pinpoint the best Medicare Advantage plans in Minnesota for 2019 to help out with the expenses. It does without a doubt give you a peace of mind about your health care without putting a strain on your finances.

Medicare Advantage Alternative Plans in Minnesota

If you are looking for a way to reduce your out-of-pocket medical expenses, the Medicare Advantage plans for 2019 are worth considering. The main difference between Medicare supplement plans also called Medigap plans and the Medicare Part C plans (Medicare Advantage) in Minnesota is the fact that they come with low or no monthly premiums.

However, their similarities are the fact that you do have to pay premiums for the supplement plans and they cover Medicare A and B costs. In essence, Medigap plans make health care costs significantly affordable by covering more medical costs compared to the Original Medicare.


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The Medicare Advantage and supplement plans are also offered by private insurers, unlike the Original Medicare that is provided by the federal government directly. The insurer covers a majority of the expenses like coinsurance and deductibles related to the Original Medicare (A and B), which leaves you with almost no out-of-pocket expenses. Most Medigap plans also come with Medicare Part D coverage which caters for the costs related to prescription drugs.

Anticipated Changes to Medicare Advantage Plans in Minnesota for 2019

medicare advantage minnesota 2019Most Medigap and MA providers offer their health coverage in Preferred Partnerships Organization (PPO) and Health Maintenance Organization (HMO) partnerships. Most seniors tend to go for PPOs because the insurer allows a flexibility in terms of the hospitals and health providers they can see. The popularity of PPO plans is expected to experience a decline within the coming years.

Obamacare implemented some funding changes which directly affected Medicare Advantage plan providers. That means that present and future beneficiaries will end up with HMO-type plans even if they choose to get a Medicare Part C plan. The HMOs take a somewhat stringent approach and limit their beneficiaries to access health care services within their network.

The bigger picture is that seniors will have to pay a premium for the Part C plan or its equivalent. It’s also crucial to understand how HMOs differ from PPOs because it affects how you can access health care. HMOs, in general, require that you receive services from health care providers within the network. Your primary care doctor also must give you a referral to see a specialist for most of the time.



medicare advantage plans 2019


It, therefore, means that you have to purchase Advantage plans from a well-known insurer with an excellent MA plan network. Also worth taking a careful look at is whether or not the provider you hope to work with have your preferred hospitals, doctor’s office, or laboratories within their network. The last thing you want is to have to start seeing a new physician and visiting hospitals that are far off.

The Leading Companies Offering Medicare Advantage Plans in Minnesota

Anyone who has been looking around for MA plans knows that there are no shortages of companies offering them in Minnesota. Out of all the providers we found, the following are some of the favorites among Minnesotan seniors:

  • Aetna
  • AARP United Healthcare
  • Medica Clear Solution Essential
  • UCare for Seniors
  • MHP Senior Solutions Premium
  • Humana
  • Health Partners

That gives you a decent selection when comparing Medicare Advantage plans for Minnesota for 2019. It can end up being tasking trying to call all of these companies to find out about pricing information. The best way around it is to use one of the numerous quote request forms available online and make a comparison before settling for one.

The Biggest Counties Offering Medicare Part C Plans in Minnesota

It shouldn’t come as a surprise that several other Minnesotan seniors are seeking Medicare Advantage plan coverage for 2019. Through our site alone, we have managed to help a countless number of seniors just like you. Here is a list of the primary cities that most beneficiaries have come from, but we can still help anyone else who comes from elsewhere:

  • Bloomington
  • Duluth
  • Minneapolis
  • Saint Paul

How Our Site Assists in Finding the Best Medicare Advantage Plan in Minnesota for 2019

medicare advantage plans 2019It is crucial to compare Medicare Advantage plans before signing up for coverage. Just shortly before, this often ended up being an arduous and time-consuming process. It meant visiting several different websites to locate each MA provider’s contact information. Then you would have to call them individually and ask about coverage details and rates.

Even after doing all that, more than often, most seniors ended up even more confused about which provider to settle for than when they started. Also, calling all these Medicare Advantage providers leaves them with your contact information and that warrants them to keep calling you about taking up a coverage with them.

All that is in the past and you do not have to suffer through that stressful process. Instead, select “Minnesota” from our drop-down menu featuring all the 50 states. Clicking on Minnesota directs you to all the information you need to know about MA plan coverage as well as the different providers offering them. Without a doubt, this should help you settle for nothing short of the best Medicare Advantage plan in Minnesota for 2019.

If you still feel like you need more assistance to narrow down on the best possible Medicare Advantage plans for Minnesota for 2019, don’t hesitate to contact us and we’ll be happy to help.


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Plans in MN for 2019

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medicare advantage plans 2019